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How do I apply for a loan?

ANSWER:

There are many ways to apply for a loan from us:

Through our Website
You can apply via our online application form. Simply fill out the form, attach the scanned copy/ies of the required documents, and stand by for confirmation and/or approval of your online application.

Through our extensive network with over 200 branches nationwide

You can apply for a loan in person at any of our branches. You only have to call and bring the necessary documents for fast processing of your loan. Click here for the branch nearest you.

Through our Loan Financing Consultants

You can approach any of our accredited financing consultants all over the Philippines. They are always ready to help you.

You can also reach us through our hotline numbers and email address:
Globe – 0917 697 8080
Smart – 0998 998 8080
rfchotline@rfc.com.ph

Am I eligible to apply?

ANSWER:

You can readily get a loan provided that you are:

  • A Filipino citizen at least eighteen years of age
  • A resident at your present address for at least two (2) years. If you are renting, must be at the same address for at least 2 years
  • An employee with permanent status in the company for at least one year
  • Self-employed or professional engaged in business or practice for at least two (2) continuous years with profitable operations.
  • Individual or couple with combined income of at least P25,000
  • Of good moral character and reputation

What are the requirements of applying for a loan?

ANSWER:

Requirements would depend on the kind of product you will avail click here.

How long will it take for me to get my loan approved?

ANSWER:

Processing time may vary depending on the type of product that you apply for and depending on the completeness of your requirements. Please make sure that when applying, all documentary requirements are complete.

How much are the interest rates?

ANSWER:

The interest rates depend on the type of loan product you will avail. This will be discussed with you by our branch personnel upon your visit.

I have no existing checking account, Can I still apply?

ANSWER:

Yes, you are welcome to apply for a loan.

How will I know if my loan is approved?

ANSWER:

Our RFC representative will call to inform you once your application is approved and how to claim your loan.

Is there an application fee?

ANSWER:

No. RFC application and its forms are not for sale.

How will I pay my amortization?

ANSWER:

Post-dated Checks (PDC) are required for loans PhP 100,000 and above. Upon release of your loan, you may issue PDCs as a form of payment to us.
For loan amounts less than PhP 100,000, we accept both PDC and Cash payments through any of our branches.

For your questions, suggestions, or inquiries, you may call our hotline numbers (Globe at 09176978080 or Smart at 09989988080), or you can email us at rfchotline@rfc.com.ph. We will do our best to help you in the best way we can. Thank you.

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