Business Loans Frequently Asked Questions

What is an SME Loan?

An SME loan, also known as a Small and Medium-sized Enterprise loan, is a type of financial product designed specifically to meet the needs of small and medium-sized businesses (SMEs). RFC Philippines provides these businesses access to capital for various purposes such as working capital, business expansion, purchasing inventory or equipment, or funding other operational expenses.

How To Apply for a Business Loan?

You may visit apps.rfc.com.ph and fill out the online application form. It’s Easy! You may contact the following numbers so one of our account executives can assist you.   Globe: +63945-833-7483 | Smart: +63 961-136-1160 Landline:  (+632) 8584-6033

Is there a processing fee?

There’s no application fee, It’s FREE. RFC application forms from the branches are not for sale. But there will be upfront charges like processing/notarial fees if you wish to process your application to your nearest branch.

How will I know if my Business loan is approved?

Our RFC representative will call to inform you about your loan decision if it is approved. He/she will also request to complete the required loan application documentation and will share instructions on how your loan proceeds and how to claim your loan.

Do I need an income tax return?

(Please confirm this question to the client)

Got A Question? Submit your inquiries by filling out our contact form with your contact details. Our RFC representative will reach out to you as soon as we can.