Get Your Business Loan Today!

Get a business loan with RFC for all your business needs. Fast and hassle-free process to support your growth in the Philippines.

We Support These Types of Businesses

Sari-Sari Store

Sari-Sari Store

water refilling station

Water Refilling Station

Laundry business loan

Laundry Business

How much do you need?

Business Loan

Maximum Loan Amount:

Php 3,000,000

Business Loan

Minimum Loan Amount:

Php 10,000

Business Loan

Payment Terms:

3 to 6 months

Repayment

Monthly

Estimated Payment

P

* Monthly payments are only estimates and may vary based on product terms. Insurance and other fees not included.

Benefits of Loan Collateral?

Business Loan

Longer Loan Term

Business Loan

Higher Chance of Approval

Business Loan

Lower Interest Rate

Business Loan

Higher Loan Amount

Accepted Collateral?

Business Loan

Real estate property

Business Loan

Motor vehicles

Business Loan

Select Appliances

Business Loan

Sea Vessels

Business Loan

Receivables

Business Loan

Livestock (Carabao, Horse, Cow)

Are you eligible to apply?

Business Loan

Must be a Filipino citizen above 21 years of age

Business Loan

Residency of at least two (2) years, except if you are a new homeowner

Business Loan

Good character and reputation

Business Loan

If employed, you should be presently connected with an employer for at least 1 year with a minimum basic salary of P18,000 per month

Business Loan

If a professional, you should have an updated PRC license and preferably have practiced your profession for at least 1 year

Business Loan

If a business owner must be operating for at least one year with profitable operations

What are the requirements for applying for a loan?

Business Loan

2 valid government IDs (if employed, please include company ID)

Business Loan

Proof of Monthly Income (3-month payslip)

Business Loan

Residential, Business, or Employment Address map

Business Loan

Certificate of Employment

Business Loan

Business Loans Frequently Asked Questions

What is an SME Loan?

An SME loan, also known as a Small and Medium-sized Enterprise loan, is a type of financial product designed specifically to meet the needs of small and medium-sized businesses (SMEs). RFC Philippines provides these businesses access to capital for various purposes such as working capital, business expansion, purchasing inventory or equipment, or funding other operational expenses.

How To Apply for a Business Loan?

You may visit apps.rfc.com.ph and fill out the online application form. It’s Easy! You may contact the following numbers so one of our account executives can assist you.   Globe: +63945-833-7483 | Smart: +63 961-136-1160 Landline:  (+632) 8584-6033

Is there a processing fee?

There’s no application fee, It’s FREE. RFC application forms from the branches are not for sale. But there will be upfront charges like processing/notarial fees if you wish to process your application to your nearest branch.

How will I know if my Business loan is approved?

Our RFC representative will call to inform you about your loan decision if it is approved. He/she will also request to complete the required loan application documentation and will share instructions on how your loan proceeds and how to claim your loan.

Do I need an income tax return?

(Please confirm this question to the client)

Got A Question? Submit your inquiries by filling out our contact form with your contact details. Our RFC representative will reach out to you as soon as we can.

 

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